Commercial Hard Money
And Residential Hard Money
 Loan Types

Review our commercial hard money and residential hard money loan types below.

What's Hard Money Acquisition Loans
Allows you to acquire real estate with loan proceeds.

What's A Mezzanine Financing Loan
Are always subordinate to a primary lender banks or venture companies. It is a combination of debt and equity financing used tmostly to finance expansion of existing businesses. Mezzanine financing is debt capital that gives the lender rights to convert to an equity interest in the company if the borrower does not pay in time & in full.loan is not paid back in time and in full.

Since mezzanine financing provides the borrower with funds quickly with little red tape from the lender and little or no collateral on the part of the borrower, it is common to see higher rates of return in the 20-30% range.

What's A Hard Money Acquisition Development Loan
Used to both acquire and develop real property to a much better condition. The money from the lender are dispersed with interest only paid on funds distributed. Hard Money Loan to value is determined as to the overall improved value.

What's A Asset Based Hard Money Loan
These types of hard money loans can be used for any real estate related purpose whereby collateral is put up for  security.

What's A Hard Money Bridge Loan
Only used for a short period of  time until a permanent loan or financing is actually put in place. Bridge loans are ideal for those that have time sensitive deals. Perfect hard money solutions to a timely acquisition or business opportunity simply because they allow you to act quickly. These hard money loans can be used:

Acquisitions
Buy-Outs
Foreclosures
Cash Out
Construction
Commercial Property
Apartments Buildings
Hotel / Motel
Office Buildings and Complexes
Golf  courses, and almost all commercial businesses.

Short-term programs available (6-24  months)

What's A Hard Money Construction Loan
Used to build multi unit buildings or make improvements of real property, with the land and improvements as collateral for the loan.

Reserve accounts are maintained  to disburse the money as the construction progresses. Up to 100% cost of  construction available depending on the improved value. Type of collateral property ranges from home construction to  large commercial projects.

What's A Hard Money Credit Enhancement Loan
Usedby borrowers who lack the necessary credit or capacity to acquire premium financing. The Enhancer  will guarantee the loan amount for a fee & an equity position.

Hard Money Raw Land Loan
For real property which has not been improved. From lot(s) to large acreage.  Normally raw land is valued at a 90-day & quick sale & price to  determine loan-to-value ratios.

Stand by Commitment Loan
Standby commitments until institutional financing commits or  to show proof of performance if the purchase buyout occurs.

More HardMoney Loan Types

• Balloon payments only - no periodic payments
• Blanket loans
• Cash-out finance
• Construction completion
• Construction take-out
• Corporations, trusts and legal entities
• Foreign nationals: No green card
• Joint Ventures
• Nonrecourse
• Notes purchased
• Rehab/remodel/renovation
• Second TD/mortgatge equity
• Term: Max loan term in years
• Third Td/mortgatge/equity